Credit Card Processing Experts - Credit Card Processing Alert :Protect Yourself From Online Credit Card Fraud ! -

With around trillions in dollars charged to credit cards in the US alone, it's time to tap into the credit card market by providing credit card processing to your customers. Customers want the flexibility of paying at their convenience. They want fast check out times, simplified processing and security – all these and more can be attained by providing credit card processing.

Creditcardprocessingexperts.com offers credit card processing for merchants whether in the field of retail, ecommerce, moto, or mobile. Combined with the latest security and fraud prevention tools, our credit card processing services protects you and your clients from current and emerging security threats, while reaping the benefits of credit card processing.

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Credit Card Processing Alert :Protect Yourself From Online Credit Card Fraud !

by Trisha Echols Let's face it. Credit cards offer unprecedented comfort, ease and convenience. It allows us to make purchases without bringing along cash money. And with the advent of business deals in the Internet, credit card payment processing play a pivotal role every step of the way. An increasing number of buyers and merchants resort to credit cards. With it, business transaction processing takes only a breeze to complete. However, a credit card is not completely a boon in itself. It comes with some degree of risks. Every day we hear of credit card scams and fraud. If a card holder loses his or her card while fumbling for his or her wallet, somebody who will find it might use. It would spell financial trouble for the hapless card holder. If you lose your card this way, report the loss immediately. Another common scam is identity theft. An enterprising individual could virtually “steal “ credit card numbers that belong to somebody else with the use of spy keylogging software and use the card to make outrageous purchases. The list of credit card scam and fraud could go on and on. Ways to Protect Online Shoppers from Credit Card Fraud a.) Place your credit card in a secure place-- slide it in a purse or wallet card holder to prevent it from falling off. b.) Download the latest version of your chosen browser.c.) Before keying in your credit card number, ensure that you see a padlock icon below your browser to indicate a secure site.d.) Watch out for an additional s in site web address. Secure sites begin with an https and not http only.e.) Read carefully the privacy policy of the merchant website.f.) Do not easily give important information such as address, phone numbers, bank account numbers, etc.g.) Periodically browse your credit card statement for any dubious purchases or orders.h.) Regularly use cleaning software to get rid of any spyware installed on your computer.   Merchants or sellers face some credit card risks, too. To illustrate: a customer makes an online order from a merchant. Then, after receiving the items, the customer declares the transaction fraudulent. This mis declaration will compel the merchant to make a charge back. This scam hurts his business. Moreover, scheming customers can also claim that the merchant did not deliver the goods or that the purchased items did not arrived in good condition. Either way, merchants suffer losses.  How Can Merchants Protect Themselves From Online Credit Card Scam a) Ensure that all the card information is complete before processing the orderb) Avoid processing orders from cardholders with free email addresses. If you are unable to do this, ask for an ISP or domain-based web address that can be traced back for verification.c) Be very wary when the billing address and shipping address does not match. When in doubt, contact the customer for verification purposes. Only deliver orders to billing addresses.d) Be alert on voluminous orders.e) Exercise caution when receiving several orders in quick succession from the same credit card.f) Be very careful with rush or overnight deliveries.g) Always confirm with the customer first before making any overseas delivery. But here's the good news. All these scams can be prevented. Choosing the right credit card payment gateway is a good start. A secure payment gateway incorporates anti-fraud protection and thorough customer checks through special coded passwords. It also offers address verification, personal identification techniques, and other layers of security to protect against fraud. After all, in this times of high-tech crimes, it pays to be extra careful.  ( Trisha Echols currently is a long-time financial consultant with established consultancy offices in Amsterdam, Halifax, Malaysia and other key cities. Her clients belong to the top 500 companies in England and in the United States. She does lectures on strategic business practices and also writes for various magazines on business matters.)       <a href="http://www.onlywire.com/submit?u=http://www.creditcardprocessingexperts.com&t=Protect%20Yourself%20From%20Online%20Credit%20Card%20Fraud&tags=credit%20card%20processing" target="_blank" title="Add this Article to Onlywire"><img src="http://www.onlywire.com/i/onlywire.ico" border="0" alt="" align="absmiddle" /> Add to Onlywire</a>

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